Second Draft: Bad Credit Affecting Utilities Accessibility

Issue

If a person has bad credit, it can mean a deposit is required for utilities to be connected. This can create problems for employment, security clearances, housing, mental health, and other issues.

Recommendations

  1. Allow assistance from State and/or General Assistance (GA) programs to be given prior to a disconnect notice for utilities and or rent.
  2. Create and encourage an alternative version of a reporting system (such as My Maine Connection), that allows utilities (electricity, heating suppliers, phone, internet, water, sewer, garbage), landlords, and prospective employers to utilize it. The reporting system would allow individuals to place into it letters of recommendation; copies of letters from landlords showing that upon leaving a residence, they have left it clean and in good repair; certificates earned; birth certificates; identification documents; and anything else that would allow those needed to gain a fuller perspective of an individual rather than a single view of them not paying on time.

Expected Outcomes

It would allow a person’s actions, such as self-improvement, care of the property, work ethic, and overall situation to speak louder than a financial deficit.

Brought forward by the Bangor Local Council.

To submit feedback, ideas, or a personal story relating to this issue statement, please send it to the CCSM office either by mail at 219 Capitol Street, Suite 7, Augusta, ME 04330, or email at [email protected].

DEADLINE TO RESPOND: Monday, March 10th.

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